No one ever wants to file bankruptcy but, sometimes, it is the only option. Many people understand that bankruptcy is a way for people to discharge their debt so they can get a fresh start and begin rebuilding their credit. Unfortunately, this is the e...
The coronavirus pandemic has caused economies to shut down throughout the country, and millions of people have been furloughed, or have lost their job for good. Experts are predicting that due to these challenging conditions, hundreds of thousands of h...
The term ‘wage garnishment’ is enough to strike fear in the heart of just about anyone. Everyone relies on their income to pay for daily expenses including their mortgage, utilities, and groceries. So, learning that a portion of your payche...
Making the decision to file for bankruptcy is always a difficult one. Once you have determined that it is your best option, it is critical to avoid some common mistakes both before you file, and throughout the process. Aside from the enormous amount of...
For many people, one of the worst aspects of being in debt is the fact that debt collectors call constantly. Debt collectors have become so abundant–and so earnest in their pursuit of recovering debt–that over the years, myths and misconcep...
If you are facing foreclosure, losing your home may be taking up most of your thoughts and you might not even be thinking about speaking with a foreclosure defense lawyer. However, an attorney is a great help when you are going through this process, an...
If you are in a significant amount of debt and have started receiving notices from debt collectors trying to collect it, you are likely worried about many things. Most obviously, you are worried about how you are going to repay the debt, but you may al...
If you are dealing with financial obligations that you cannot afford to pay, bankruptcy may be your best option for improving your situation. While many people are hesitant to file bankruptcy, there is no reason to be ashamed about doing so. Filing ban...
Has your mortgage loan servicer put you in a forbearance without you even asking? If so, watch out. You might have thought that you could breathe a sigh of relief without making mortgage payments for a few months, but they may be setting you up for f...
Florida is a judicial foreclosure state, meaning that all foreclosures must go through the court. This does not necessarily mean, though, that you have to go to trial when your lender is foreclosing on your home. You may have many options; one of the m...